Loan Advisor – Nashik

1 - 4 Years
Nasik

Job Description

Responsible for hunting and identifying customers requiring SME or Micro Financing Loans and working closely with the ABM in conducting appraisal.
Key Responsibility Areas

1. To achieve targets as budgeted.
2. Maintain portfolio quality of business generated by him/her.
3. Identifying a prospective customer. Cold calls or trade directories to shortlist potential customers (200 calls a month)
4. Complete details of Loan Application Form for interested customers, conduct personal reference check and house hold visit
5. 80% Loan Service Visit for the branch.
6. Conduct Marketing activities in the area.

7. Follow-up with customers

Desired Skills and Experience
Experience & Skills Required
A graduate / undergraduate with 1 to 3 years of experience as Loan advisor.
Has sales experience
An individual willing to learn.

Minimum Qualification
12th
Degree

Salary: INR 1,25,000 - 2,50,000 PA.

Industry:Banking / Financial Services / Broking

Functional Area:Sales, Retail, Business Development

Role Category:Retail Sales

Role:Sales Executive/Officer

Keyskills

Desired Candidate Profile

Please refer to the Job description above

Company Profile

Aye Finance (P) Ltd

Aye Finance is a new age finance company providing business loans to the small and micro enterprises across India. Founded by professional bankers Sanjay Sharma and Vikram Jetley in 2014, Aye Finance continues to chart an exciting growth path in this under banked segment while maintaining a high benchmark for credit quality. Headquartered in Gurgaon, it has 92 branches employing over 1300 employees. As a Non-Banking Financial Company, Aye Finance is proud to make business loans against mortgage or simple hypothecation accessible to India's thriving and underserved MSME sector.

The MSME sector in India is challenged by a funding gap of over INR 5 trillion, as estimated by the industry. Most banks and financial companies had assumed the segment would be unprofitable and too risky, due to lack of formal business documents and small size of the loan.

Aye Finance is a commercial institution built around the mission to solve these challenges of funding MSMEs and enabling their inclusion into the mainstream of the economy. Aye Finance is equity-funded by four reputed investors - Capital G, Accion, SAIF Partners and LGT. It also has over a dozen providers who extend their debt funds for its MSME finance business including India's largest PSU Bank SBI and leading global foreign investors like BlueOrchard, Triodos Investment and Symbiotics.

Aye Finance differentiates itself by creating a technically enabled process that builds credit insights through a variety of available business, supply chain and psychometric data. This effective credit appraisal coupled with the use of modern workflow automation based on mobile and cloud, is enabling a small but engaged workforce to bridge the gap between the MSMEs and organized lending. Its core processes namely customer acquisition, underwriting, disbursement and customer servicing are automated to improve the productivity of field force, detect frauds, profiling risks and exercise dual control on processes. Leveraging cloud and mobile technology along with processes focused on data analytic helps Aye bring down the cost of delivery to such a low point that it even small loans to the businesses at the bottom of the pyramid have become affordable.

Micro and small businesses financed by Company in turn helps sustain employment at the bottom of the pyramid. Aye Finance and has already impacted an ecosystem of over 1.2mn families through its business enterprise loans and it is driven by a vision to impact over 10 mn households by 2020 and become admired in the MSME lending space.
View Contact Details+

Recruiter Name:Saurabh Soni

Contact Company:Aye Finance (P) Ltd

Telephone:8770527606

Website:http://www.ayefin.com