Loan Advisor – una(Himachal pradesh)

1 - 4 Years
Mandi, Dharmasala, Dalhousie, Shimla

Job Description

Responsible for hunting and identifying customers requiring SME or Micro Financing Loans and working closely with the ABM in conducting appraisal.
Key Responsibility Areas

1. To achieve targets as budgeted.
2. Maintain portfolio quality of business generated by him/her.
3. Identifying a prospective customer. Cold calls or trade directories to shortlist potential customers (200 calls a month)
4. Complete details of Loan Application Form for interested customers, conduct personal reference check and house hold visit
5. 80% Loan Service Visit for the branch.
6. Conduct Marketing activities in the area.

7. Follow-up with customers

Desired Skills and Experience
Experience & Skills Required
A graduate / undergraduate with 1 to 3 years of experience as Loan advisor.
Has sales experience
An individual willing to learn.

Minimum Qualification
12th
Degree

Salary: INR 1,25,000 - 2,75,000 PA.

Industry:Banking / Financial Services / Broking

Functional Area:Sales, Retail, Business Development

Role Category:Retail Sales

Role:Sales Executive/Officer

Keyskills

Desired Candidate Profile

Please refer to the Job description above

Company Profile

Aye Finance (P) Ltd

Aye Finance P Ltd

Aye Finance is a leading fintech lender providing business loans to micro enterprises across India. Headquartered in Gurgaon, it has 171 branches across 18 Indian States and has a team size of over 3000 employees.

The MSME sector in India is challenged by a funding gap of over INR 5 trillion, as estimated by the industry. Most banks and financial companies had assumed the segment would be unprofitable and too risky, due to lack of formal business documents and small size of the loan. Aye Finance is built around the mission to solving these challenges of funding MSMEs and enabling their inclusion into the mainstream of the economy.

Founded in 2014 by Sanjay Sharma and Vikram Jetley, Aye has an innovated approach to assessing the risk of these credit starved micro businesses, the "Cluster Based Credit Methodology" and a range of automation and system solutions. This unique methodology is enabling Aye to successfully bridge the gap between the MSMEs and organized lending, having extended a line of credit to over 1,20,000 micro enterprises in India.

Aye Finance is equity-funded by four reputed investors - Capital G (erstwhile Google Capital), SAIF Partners, Accion, Falcon Edge Capital, LGT and MAJ Invest. It also has over a dozen providers who extend their debt funds for its MSME finance business including India's largest PSU Bank SBI, and leading global foreign investors like BlueOrchard, Triodos Investment, Symbiotics, Triple Jump and MicroVest.

The impact Aye is creating is getting recognized by forums globally. World Economic Forum identified Aye as one of the Top 100 Inclusive Fintech companies in Emerging Markets. It was adjudged a "SuperStartup Asia" for the year 2017-18, won the first ever Facebook Startup Day Award in the category "Building for the next billion", the SKOCH Award for Digital Economy and the Business World's Digital India's Award for Financial Inclusion.

We were ranked 53rd in the Top 100 Great Places to Work in India by the globally renowned Great Place to Work Institute and were one of the Top 5 best workplaces in the NBFC Sector and Top 20 best places to work in the BFSI Segment.
View Contact Details+

Recruiter Name:Santosh Rathore

Contact Company:Aye Finance (P) Ltd

Telephone:7987209221

Website:http://www.ayefin.com