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Senior Manager- Field Credit

4 - 9 Years

Bengaluru

Not Disclosed by Recruiter

Posted: 45 days ago

Job Description

Senior Manager- Field Credit

The job offers an excellent environment for an achievement oriented individual who likes the challenge of creating a professional, agile and performance driven organization. The key responsibilities are:
Develop, update and implement policies for field underwriting to facilitate business growth while maintaining expected quality of loans portfolio.
Manage Field Credit - train the team and monitor loan origination malpractices and frauds
Generate market intelligence on emerging risks including competition in our markets.
Drive simplification of the underwriting process to optimize productivity and improve service delivery levels
Recruit, train & build a high-performing field underwriting team for ensuring the adherence of credit policies and processes
Mentor team for managing pre-sanction diligence and post sanction monitoring of accounts
Undertake regular review of portfolio vis--vis Internal and Industry benchmarks as well as identify early warning signals in stressful business segments/ regions.


Experience & Skills: (as demonstrated in the past track record)
Experience in quality organizations (Banks or NBFC) with managerial role in Credit function in retail lending (preferably Microenterprise lending or MFI background).
Strong understanding of credit processes used in the industry to manage a credit portfolio
A strong team player willing to give to the team for delivering top performance through the team. Willing to invest in the people in the team as well as in peers.
Ability to effectively communicate with the branch credit teams.
Strong ability to convince/influence the peers in driving quality outcomes for the Company
Good knowledge of excel
Person should be open for travelling (at least 10 days a month)




Salary: Not Disclosed by Recruiter
Industry: Banking / Financial Services / Broking
Employment Type: Full Time, Permanent

Company Profile

Aye Finance (P) Ltd
Aye Finance is a new age finance company that provides business loans to the small and micro enterprises across India. Finance Requirement of this segment has been estimated to be over Rs 5 trillion and most of the Banks and traditional finance companies do not address this demand due to operational constraints.
We use innovative credit appraisal methodology coupled with use of modern workflow automation to make this segment accessible to organized lending. The Company is backed by four reputed Venture Capital Funds -Google capital, Accion International, LGT Ventures and SAIF Partners. And is managed by a team of professionals with exemplary careers in Banking Finance and leading businesses in India. The Company is headquartered in Gurgaon with 150 + branches, has over 2500 employees.
View Contact Details+
Contact Details

Recruiter Name:Nirvesh Mehrotra

Contact Company:Aye Finance (P) Ltd